Senior Risk Management Specialist

Company: Arbor Realty Trust
Location: Miami
Posted on: April 4, 2025

Job Description:

The Senior Risk Management Specialist is responsible for managing the special servicing of a portfolio of Agency (Fannie Mae, Freddie Mac, and HUD) loans that are in default or considered to be in imminent default. The position requires proactive asset management and timely resolution of the assigned portfolio of distressed CRE mortgage loans. The primary function of the Special Servicer is to manage non-performing loans in accordance with Pooling and Service Agreements ("PSA") and the applicable investor Seller/ Servicer Guides. Risk Management's objective is to maximize the recoveries on loans.

All candidates should make sure to read the following job description and information carefully before applying.

Essential Job Functions (Duties/Responsibilities)

This position will have the following duties and responsibilities, including but not limited to:

Monitor quality and performance of a non-performing loan portfolio, having the ability to structure and execute resolution strategies in conjunction with the Investors goals
Perform comprehensive analysis of property cash flow, markets, collateral, and valuation while determining possible alternatives for default resolution
Work closely with Agency counterparts to carry out desired resolution strategy
Review legal filings for accuracy and completeness
Prepare payoff/ reinstatement calculations
Prepare quarterly Loan Loss Reserve calculations
Understanding of legal contracts, bankruptcy law, foreclosure process, and loan servicing agreements
Lead, engage and interact with third parties including attorneys, receivers, management companies, brokers, appraisers, and environmental and engineers
Mentor junior analysts
Understanding of commercial mortgage backed securities ("CMBS")
Conduct Physical Property inspections, as required, in order to evaluate property condition
Provide written updates to senior management, Master Servicers and investors
Present ideas and recommendations in a clear and concise manner
Request and review documentation supporting servicing advances
Will work on other projects and tasks as necessary
Will assist the VP, Risk Management on ad-hoc projects and requests from Senior Management
Will work independently to identify problems and provide solutions to management

Qualifications

Education: Bachelor's degree in Business, Finance, Real-Estate or a related discipline or equivalent work experience preferred.

Experience: 5+ years asset management experience with an emphasis on Special Servicing, bankruptcy and loan workouts.

Knowledge/Skills/Abilities:

Intermediate Microsoft Office Skills
Strong analytical, research and reporting skills
Strong negotiation and communication (both verbal and written) skills
Extremely high attention to detail and accuracy
Comfortable interpreting legal documents such as loan agreements
Strong organizational, time management, and prioritization skills
Ability to work independently and on teams in a fast-paced environment with strict deadlines

Travel: 20-25%

We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.

Keywords: Arbor Realty Trust, Miami , Senior Risk Management Specialist, Accounting, Auditing , Miami, Florida